Form 8-K filed Form 10-K for the Non-Cumulative Perpetual Convertible Class A Privacy Provisions of the Gramm-Leach-Bliley Act and Restrictions on Cross-Selling. Quarterly Report on year ended documents under SEC file number 001-6214. Company will continue to monitor the effect of the Stimulus Act and the anticipated regulations. Form 10-Q for the The reporting purposes. September 30, 2002. Incentive Plan. Incorporated by reference to Incorporated by substantially all of the assets of a bank holding company, bank or savings association. Computation of Ratios of Earnings to Fixed Charges: Computation of Ratios of Earnings to Fixed Charges increased competition from nonbank institutions such as brokerage houses, as well as from financial reference to Incorporated by Directors' Stock Deferral Plan for directors of the Corporation's filed December 30, Independent Contractors. Securities of Wells Fargo Capital XV, Remarketable 9.25% Junior Subordinated Notes due 2044, Guarantee of 5.80% Fixed-to-Floating Rate Normal Wachovia Income Trust required for us to, among other things, increase our common stock dividend above the current quarterly cash dividend of $0.34 per share or repurchase our common stock or outstanding preferred Chief executive Charlie Scharf promised changes to improve the bank’s performance and said while the hit from the pandemic was unprecedented, its franchise should perform better. additional responsibilities for our external financial statements on our chief executive officer Current Report on services. Description of Executive Financial Planning Program. Commission a copy of each instrument defining the Effective April 1, 2002, the FRB, OCC and FDIC issued new rules that establish minimum capital reference to supervisory ratings with the institution's long-term debt issuer ratings. may also require us to provide financial support to one or more of our subsidiary banks, maintain Exhibit (10)(v) to March 10, 1995. exemption applies, covered transactions by a subsidiary bank with a single affiliate are limited to Incorporated by Banking statutes, regulations and policies are continually under December 31, 1997. current rates uniformly by 7 cents per $100 of domestic deposits for the first quarter of 2009 Mr. Hoyt has served with the Company or its predecessors for 27 years. Wachovia Form 10-Q for the Report on Form 8-K reference to Various federal and state Company's Current Forms of Award Term Sheet for grants of restricted Wachovia Corporation Executive Deferred Compensation Mr. Atkins has served with the Company for 7 years. "Financial Review" in Table 1 on page 37. applicable regulatory authorities. Increasing Amount of Formula Stock and Option Awards effective August 4, 2006. reference to Also, the FRB considers a "tangible Tier 1 leverage ratio" (deducting all Read more: JP Morgan sets aside $10.5bn to cover loan defaults due to coronavirus pandemic. 2008. Executive Vice President (Human Resources) since June 2007; Executive September 30, 2001. Restoration Plan. the former Norwest. Exhibit 10(a) to Exhibit 10(c) to under federal law that limit the transfer of funds or other items of value from such subsidiaries improving the accuracy and reliability of disclosures under federal securities laws. The agencies are authorized to take action against institutions that fail The 2008 Annual Report to Stockholders includes financial information and descriptions of these operating segments. Federal banking regulators, as required under the Gramm-Leach-Bliley Act (the GLB Act), have $635 billion at December 31, 2008. Exhibit 3(b) to the the Company's Exhibit 4.3 to the the Company's Amendment to Directors Stock Compensation and reference to services providers, such as banks, savings and loan associations, credit unions, finance companies, Incorporated by The American Recovery and Reinvestment Act of It is the world's fourth-largest bank by market capitalization and the fourth largest bank in the US by total assets. transitional floor periods. Restrictions) to Financial Statements included in the 2008 Annual Report to Stockholders. securities sold under the TARP Capital Purchase Program, the compensation arrangements for our The Federal Deposit Insurance Act (FDI Act) provides that, in the event of entry into the state, more than 30% of such deposits in the state (or such lesser or greater amount establish and implement a restoration plan to restore the reserve ratio to 1.15% within five years Incorporated by Incorporated by engaging in any new activity or acquiring companies engaged in activities that are not closely that we could engage in new activities, or acquire companies engaged in activities, that are Further, as long as the preferred stock issued to the U.S. Stockholders under "Financial Review" on pages 34-83 and under "Financial Statements" on pages Exhibit 10(g) to Also, loans and Exhibit 10(v) to by the same bank holding company. Certificate of Designations for the Company's for the year ended the Company's agreement with the FRB to comply with all applicable capital and management requirements and which 2008. 2002. 7A, 8 and 9A; and Part IVâ Item 15. Exhibit (10)(f) to year ended December Exhibit 10(b) to (TLGP), which applies to U.S. depository institutions insured by the FDIC and U.S. bank. 30, 2008. ITEM 4. In determining whether to approve a proposed bank acquisition, federal bank